For decades, enterprises have been treating contracts like legal paperwork; filing them away and forgetting about them. But hidden inside every contract is something far more valuable: financial data worth trillions of dollars that most companies can't see, access, or act on.
That's the problem Terzo Co-Founder & CEO Brandon Card set out to solve. And it's the conversation he brought to Bloomberg.
The Problem Nobody Was Talking About
During his time at IBM and Microsoft, Brandon watched Fortune 500 companies manage billions of dollars of supplier spend with no data and no tools. Contracts were owned by legal. Finance was left in the dark. And the gap between what companies were committing to and what they could actually see was costing them. Badly.
"These were financial assets being managed by lawyers and stored away in filing cabinets where no one in finance had visibility into billions of dollars of spend data."
That insight became the foundation of Terzo.
AI as the Unlock
The rise of large language models (i.e. Claude, Gemini, OpenAI) has accelerated enterprise confidence in AI-powered contract intelligence. Customers who once needed convincing now arrive already believing. The tailwinds are real, and Terzo is built to capitalize on them.
What's Next
Terzo is gearing up for a Series B and was recently named by Business Insider as a Top 30 early-stage startup most likely to become tech's next unicorn. Brandon believes Terzo is a $100 billion company in the next 3-5 years, and that the world's financial infrastructure is on the verge of a fundamental shift.
"We've been believers since day one. We've never wavered."
Watch the Bloomberg interview and see why contracts aren't legal documents. They're capital.
