Your contracts
know what you agreed to.
AI Agents for Finance and Procurement
Find the Money.
Terzo is the AI financial intelligence platform that finds the money across suppliers, contracts, invoices, and spend.
Contract
Rate increase cap
In force3.0%
Maximum annual increase
Master Agreement · §4.2 · Acme Logistics
Terzo finding
Rate increase cap
Verified by Terzo$2.34M
Recoverable now
Savings opportunity · 98% confidence
Invoice
Invoice #40218
FY26 Q2 · Acme Logistics
- Subtotal
- $45,000,000
- FY26 Rate adjustment 8.2%
- $3,690,000
- Total paid
- $48,690,000
Trusted by leading global enterprises
The question
How muchmoney is hidingin your enterprise?
Terzo connects the financial truth across all of them.
Your invoices
know what you were charged.
Your ERP
knows what you paid.
Terzo Financial Pulse
Existing systems track your money.Terzo understands your money.
Every supplier. Every agreement. Every invoice. Every renewal.One continuously updated financial view.
Example Enterprise
- Supplier spend
- $4.8B
- Upcoming renewals
- $67M
- Suppliers
- 2,781
- Active agreements
- 6,736
- Countries
- 47
- Currencies
- 12
Savings opportunity by region
- North America$3.7M
- Europe$2.4M
- Asia Pacific$1.5M
NirvanAI is analyzing now
- Renewal Opportunity
- +$1.2M
- Negotiation Window
- 46d
- Pricing Variance
- +18%
- Supplier Consolidation
- 12 → 5
Potential opportunity
$8.4M
NirvanAI continuously analyzes your financial environment
See what changed. Know where to act.
How Terzo Works
Turn enterpriserecords intofinancial context.
Terzo connects what you signed, what you committed, what you were charged, and what you paid — then tracks what changed and what comes next.
01 Terzo Data Layer
Terzo ingests data from documents and systems, extracts key details, and normalizes it into a consistent structure.
02 Financial Context Layer
Terzo maps contracts, POs, invoices, payments, suppliers, and obligations into one connected financial record.
03 Apps & Agent
Built on connected financial context, NirvanAI Agents find opportunities, take action, and work with any AI model.
Terzo Data Layer
Ingest, extract, and normalize the source data.
Contracts
Invoices
POs
SOWs
Financial Context Layer
Every record mapped to every other record.
Apps & Agent
NirvanAI finds the money and acts on it.
Find savings
Reduce leakage
Renewals
Audit & compliance
Gemini
OpenAI
ClaudeProof
Proven atenterprise scale.
We already know the money is there.
- $500B+Financial data processed
- $1B+Savings opportunities identified
- $100MIdentified at one enterprise
- 99%+SLA-backed data accuracy
One opportunity, end to end
Turn intelligenceinto actions.
NirvanAI connects pricing, usage, contract terms, and timing — then prepares the next move before leverage disappears. No hunting. No guessing. Just the next best move.
One renewal
Modeled
$2.4M
Potential savings
- Contractsigned
- Today120 days out
- RenewsDec 31
NirvanAI Agents for Finance + Procurement
Put AI to workon your spend.
Specialized AI agents analyze opportunities, prepare strategies, and help move savings workflows forward.
- Find it
Find savings
Identify where supplier costs can come out — with evidence behind the opportunity.
- Negotiate it
Prepare negotiations
Know your target. Know your leverage. Build the strategy.
- Get ahead of it
Optimize renewals
Turn upcoming renewals into savings opportunities before the clock runs out.
- Stop it
Recover leakage
Identify where actual charges don’t match what was agreed.
- Create leverage
Monitor suppliers
Identify where competition, consolidation, or alternatives can reduce cost.
Platform
One Financial Layer.Unlimited ways to act.
Use Terzo agents. Build your own. Every agent runs on the same trusted financial context.
Terzo Agents
Ready-made agents for Finance & Procurement
Custom Agents
Build for your own workflows. The models will keep changing. Your financial context stays.